An Online Presence is Much More Than a Web Site

Search and locate professional contractors - Do's N Don't's - maintenance, upgrades, inspections & installations - The kind of clients we need in order to build a strong home contracting business are pretty smart. They look for a "footprint" online to help them determine our credibility. They check us out in advance. Free contractor estimates - downspout repair, reroofing a house, tar roof repair, roof leak detection. They search to see if anyone has complained about us. They view our BBB rating ..More

  • Custom Builder & Repair Service Plano, IL
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Footings

Find best 10 certified contractors - Forum Topics - ICF's or Insulated Concrete Forms are always gaining popularity in the construction world, although still a small blip on the radar map every year the manufacturers boast about sales increasing, year after year. As codes are changing and insulation requirements are getting stricter ICF's are growing in popularity, as a matter of fact, and I am going off subject here, January 1st, 2012 the building code in Ontario Canada changes and ICF's are expected to be seen in 7 out of 10 foundations going in, that's 70%, considering today it may be 3%, that's an unheard of increase, now lets see if it happens. Get free estimates - install roofing, roof inspection, inspect roof, roof framing ..More

  • Residential & Commercial Services Poquoson, VA
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You Track Your Marketing - But Is It Right?

Directory listing of residential contractors - Residential Service Blogs - Get free estimates - roof framing, hail damage, affordable roofing, roofing services. Employees, creditors, and your landlord Don't care that your marketing didn?t do so well this month. They just want paid. Spending the money in the wrong places can literally put you out of business. Obviously, it's super-important to do ..More

  • Home Repair Specialist Riverview, MI
  • Custom Home Builder & Repairs Bastrop, LA
Insurance scams in the home improvement industry

Directory Of residential contractors - Contractor Forums - Carpentry insurance carries a rate of about 27%. For example a company may carry carpentry insurance instead of roofing insurance. If an average crew is 5 men, and an average work day 10 hours. Get free estimates - roof inspection, inspect roof, roof framing, hail damage. you do the math. 40 per hour or a savings of almost $2 per hour or again on a 5 man crew, or a savings of approximately $100 a day. This enables them to get a generic certificate of insurance showing that they are insured until some date, usually a year form the date the insurance is activated. That is $8. They will then avoid paying taxes, but will also tell their employees to get their own insurance for a rate of about $350 a year. On average there are 220 working days per year, again do the math. One last scam is for the company to secure insurance, but then stop paying their monthly bills. Insurance is expensive. We all know this. Each employee is paid cash, no taxes are with held and since their is no "pay roll" there is nothing for the insurance company to charge against, so the contractor has a rate of about $350 a year. Since there are multiple accounts only one or two accounts are shown, and usually the bulk of the money funneled through the other hidden accounts. Therefore nobody really has insurance, all they have is pieces of paper saying they have insurance. Again cheating! Finally the most unscrupulous and underhanded method of cheating out on insurance and taxes is by just plain paying cash. So what methods do unqualified contractors use to cheat their insurance? A simple way is to be improperly classified. At this price of about $350 a year the employee is telling his insurance company that he is a company and telling the insurance company to exempt himself. What does this mean? it'simply means that in order to properly carry workman's compensation insurance 41% of payroll is paid off to an insurance company. You may be thinking, that is great, and you may be thinking each employee is covered by insurance. Rather, the topic is to discuss how unqualified contractors scam their insurance to offer unrealisitc pricing. but since they stopped paying for the insurance the insurance has lapsed and there are really is no insurance. Therefore that same $20 an hour ROOFER would be misclassified and his unqualified boss would only be paying $5. What you might not know is that a properly classified roofing contractor will have an insurance rate of 41% 9in Illinois). 20 per hour going to the insurance company per worker. You may have come to read this article thinking that I will speak of ways home owners scam their insurance companies, but that is not the topic of this discussion. Less money shown equals lower insurance. Another method many liars and cheats will use is to improperly classify their employees as sub contractors. There is no insurance on that person. For example if a skilled roofer is paid $20 an hour, as a skilled roofer is worth, 41% of this wage is paid to the insurance company. but this is simply not true. There are other tricks like having two bank accounts and purpously keeping really poor records so that when the insurance company comes to audit, and they audit at least once a year, they end up just asking for bank statements. When someone is exempt they are not covered ..More

  • Residential General Contractors Lincolnwood, IL
  • Renovation Contractor & Builder Two Rivers, WI

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